Why Working with a Baker County, Florida Medicare Agent/Broker is Crucial for You

You should use me in Baker County, Florida as your Medicare agent and broker. I help seniors understand Medicare and their 2024 Medicare plan options. I will also help you navigate the numerous Medicare plan choices and benefits.  

As your broker, I will serve you by offering Medicare Advantage plans from up to seven major Medicare insurance organizations and offering Medicare Supplement plans from up to twelve Medicare insurance organizations. 

I’ll find the right Medicare insurance plan for you! Please contact me now.

Before I share why you should use me as your Medicare Agent and Broker, let me summarize the four major steps we will take together to help make Medicare easy!

  • First, we will complete a Medicare training telephone conference presentation to review and understand your five Medicare options.
    • Medicare is very complicated and complex. It is essential that you understand how Medicare works and the different types of Medicare plans and options that are available to you. A wrong Medicare decision now will most likely affect your future.
  • I will gather information from you to prepare a summary of plans for you to compare.
    • It is not just important to know what a Medicare plan offers, but whether or not it offers the best for you. To do this, I will gather information about your prescriptions and the doctors you use. This information is then entered into a computer program that analyzes the projected costs of every plan. This helps you determine which plan will be most favorable to you based on your particular health issues.
  • We will have our next telephone conference presentation to review recommendations of options, plans, and benefits to help you choose a plan that suits you best.
    • After I receive your personal health information, prescriptions, and names of doctors, we will review the Medicare plans you should consider.
  • The next step is to enroll in the plan you choose that best meets your needs and budget.
    • After you and I have reviewed the plans and prices, enrollment in your chosen plan can be completed.  I use an online enrollment system that reduces the possibility of errors and smoothly and quickly completes your enrollment in a matter of minutes.   All of this is done remotely using your telephone, computer, laptop, or tablet. In the comfort of your home, and without a personal visit, together you will see my presentation on your computer while we converse separately by telephone – for two-way security.

Now, let’s get back to why you should use me as a Medicare agent broker.

Hi, my name is Don Rousseau, and I am a licensed health insurance agent, broker, and advisor for Baker County specializing in Medicare plans only. Whether you are considering a Medicare Supplement Plan, a Medicare Advantage Plan, a Medicare Prescription Plan, or just not knowing what plan is best for you, this is where I can help.

There are two ways I serve you as my client.

First Way: I personally work with you with my four major steps 1) Review Medicare Basics; 2) Gather Information from you; 3) Review plans that fit your needs and budget; 4) Enroll in a plan. (you may go now to the top of this page to submit your information, and I will personally contact you to start the four major steps)

Second Way: Do-It-Yourself – For [market

By the way, my Medicare services in Baker County Florida include the following cities: Glen St. Mary, Macclenny and all other cities in Baker County! (Especially Needed if you’re soon Turning 65, New to Medicare, leaving a company Group plan, or moving to a new address in Baker)

The following is information that will explore the benefits of working with a Baker Medicare agent in Florida and why it is essential for seniors to have an expert in their corner when it comes to their healthcare coverage:

What is a Medicare agent?

The benefits of working with a Medicare agent

Understanding Medicare plans and options

How a Medicare agent can help you choose the best plan

Common misconceptions about Medicare agents

How to find a reputable Medicare agent in Florida

Understanding the Different Types of Agents

Medicare enrollment periods and deadlines

Frequently asked questions about Medicare agents in Florida

Conclusion and final thoughts

What is a Medicare agent?

A Medicare agent, who is sometime also a Medicare broker, is a licensed and certified professional who helps seniors navigate the complexities of Medicare. They are trained to understand the different Medicare plans and options available, as well as the rules and regulations surrounding enrollment, coverage, and costs. Medicare agents who are also brokers, work independently and are not affiliated with any specific insurance company or plan. Instead, they are contracted with multiple insurance carriers and offer a range of options to their clients.

A Medicare agent provides valuable guidance and support to seniors who are looking to enroll in Medicare for the first time, as well as those who are already enrolled but need assistance with plan selection or other issues. They can help you understand the different parts of Medicare, including Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage). Additionally, they can help you understand your rights and options, and answer any questions you may have about Medicare.

A Medicare agent, who is sometime also a Medicare broker, is a licensed and certified professional who helps seniors navigate the complexities of Medicare. They are trained to understand the different Medicare plans and options available, as well as the rules and regulations surrounding enrollment, coverage, and costs. Medicare agents who are also brokers, work independently and are not affiliated with any specific insurance company or plan. Instead, they are contracted with multiple insurance carriers and offer a range of options to their clients.

Medicare is a complex and multifaceted program, with many different plans and options to choose from. Understanding the different plans and options can be overwhelming, especially for seniors who are new to the program. However, working with a Medicare agent in Baker County can make the process much easier and less confusing.

There are four main parts to Medicare: Parts A, B, C, and D. Part A covers inpatient hospital care, skilled nursing care, hospice care, and home health care. Part B covers doctor visits, outpatient care, medical supplies, and preventive services. Part C, also known as Medicare Advantage, is an alternative to traditional Medicare that allows you to receive your benefits through a private insurance company. Part D covers prescription drugs.

A Medicare agent can help you understand the differences between these plans and options, and help you choose the one that best meets your needs and budget. They can also help you understand the costs and benefits of each plan, and help you compare different options side-by-side.

Choosing the right Baker County Medicare plan can be a daunting task, especially if you are unfamiliar with the program or have complex healthcare needs. However, a Medicare agent can help make the process much easier and less stressful.

First, they will review your current healthcare coverage and needs, as well as your budget and preferences. Based on this information, they will recommend a plan that best meets your needs and budget. They will also help you understand the costs and benefits of each plan, including deductibles, copayments, and out-of-pocket limits.

Once you have selected a plan, your Medicare agent will help you enroll in the plan and guide you through the enrollment process. They will also provide ongoing support and assistance throughout the year, and help you make changes to your coverage as needed.

There are many misconceptions about Medicare agents, including the belief that they are affiliated with specific insurance companies or that they charge fees for their services. However, these beliefs are generally untrue.

Medicare agents are usually independent professionals who are not affiliated with any specific insurance company or plan. (Some agents, however, are employed by insurance companies to represent only their company) Instead, agents can be brokers and are contracted with multiple insurance carriers and offer a range of options to their clients. Additionally, Medicare agents do not charge fees for their services. They are paid by the insurance companies they work with, and their services are provided at no cost to their clients.

Finding a reputable Medicare agent in Baker County Florida can be challenging, especially if you are unsure where to start. However, there are several resources available to help you find a qualified and experienced agent.

First, you can ask for referrals from friends, family members, or healthcare providers who have worked with a Medicare agent in the past. You can also search for Medicare agents online, using websites like this one.

When selecting a Medicare agent, it is important to choose someone who is licensed and certified to sell Medicare plans in Florida. You should also look for an agent who has experience working with seniors and who is knowledgeable about the different Medicare plans and options available.

You have four main choices to search for help and make Medicare Decisions Easy. You can use a:

1) Captive insurance agent or

2) Medicare Insurance Broker or

3) Medicare Insurance Broker-Advisor or

4) You can do it yourself.

Here at MyMedicareSearch.com you have access to choices 3 and 4 of the above. You can either use me as your Medicare Insurance Agent – Broker and Advisor or select the do it yourself by selecting the “See Plans Now” Button above.

A Medicare Insurance Agent – broker is strongly recommended if you are soon Turning 65, New to Medicare, leaving a company Group plan, or moving to a new address.

Medicare has specific enrollment periods and deadlines that must be followed in order to avoid penalties and other issues. These enrollment periods include the Initial Enrollment Period, the Open Enrollment Period, and the Special Enrollment Period.

The Initial Enrollment Period is a seven-month period that begins three months before your 65th birthday and ends three months after your 65th birthday. During this period, you can enroll in Medicare Parts A and B. It is also the time you can enroll in either a Medicare Advantage plan (known as Part C) or a Supplement plan (also known as Medigap policy).

The Open Enrollment Period is a yearly period that runs from October 15th through December 7th. During this period, you can make changes to your Medicare coverage, including switching from Original Medicare to Medicare Advantage or changing your prescription drug coverage.

The Special Enrollment Period is a period of time during which you can enroll in or make changes to your Medicare coverage outside of the Initial Enrollment Period or Open Enrollment Period. This period is typically triggered by certain life events, such as moving to a new state or losing your employer-sponsored healthcare coverage.

A: No, Medicare agents do not charge fees for their services. They are paid by the insurance companies they work with, and their services are provided at no cost to their clients.

A: A Medicare agent can help you choose the best plan by reviewing your current healthcare coverage and needs, as well as your budget and preferences. They will recommend a plan that best meets your needs and budget, and help you understand the costs and benefits of each plan.

A: No, Medicare agents who are not captive (captive means they only represent one insurance company) who are also called insurance brokers are independent professionals who are not affiliated with any specific insurance company or plan. Instead, they are contracted with multiple insurance carriers and offer a range of options to their clients.

In conclusion, working with a Baker County Medicare agent in Florida can be crucial for seniors who are looking to navigate the complexities of Medicare and make informed decisions about their healthcare coverage. A Medicare agent, especially a broker, can provide valuable guidance and support throughout the enrollment process and beyond, helping seniors save time and money while ensuring they receive the coverage they need. If you are a senior living in Baker County Florida and are interested in learning more about working with a Medicare agent, be sure to do your research and choose a reputable and experienced agent who can help you get the most out of your Medicare benefits. I am your Medicare Agent and Broker ready to serve you.

If you would like to use my free Medicare Insurance Agent and Broker-Advisor services, please fill out the “START HERE” form and submit. I will then personally contact you directly.

OR

If you would like to go directly to the do-it-yourself website, click on the Button below:

(Even if you want to use me as your Medicare Insurance Broker and Advisor, you still might want to check out the above do-it-yourself site. While there, go to “Learning Center” and you will find a multitude of Medicare articles, videos and other valuable information.)

Remember, you can always contact me for help! OR if you do enroll directly by using the “See Plans Now” site, please let me know how you would rate this service and call me at 561-559-7153.

START HERE: Get free Help now from Don

Free no obligation assistance & quotes
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Your Choice:

Many very happy clients all give a thumbs-up for Don at MyMedicareSearch.com

Hopefully, the above discussion will help you choose the kind of Medicare insurance service that best fits your needs and budget. At mymedicaresearch.com, I am a Medicare Broker-Advisor and Agent who is AHIP (government) certified and has additional training and certifications from all of the Medicare insurance providers I represent. I personally serve all my clients and am ready to serve you. Only if I am unable personally to serve you will I move you to another professional broker age

If you choose not to do it yourself, you can contact me either by telephone or through the contact form on this website and use my free and full service as your Medicare Broker, Agent, and Advisor. Or, if you want to do it yourself, go to the Do-It-Yourself tab at the top of this website to be sent to a separate Do-It-Yourself website. Together, we will make Medicare easy.

You may also contact me at (561) 559-7153 if you would like to discuss further which choice might be best for you in Baker County, Florida.

Following is more information about me and what I will do for you as your Medicare agent, broker, and advisor.

I will personally research Medicare plans in Baker County to help you choose your best Medicare plan.  As a Medicare Insurance Broker and Advisor, you will receive the best service I have to offer absolutely free. I do not charge for any of my services

How do you know that I will be your best Medicare Broker-Agent and Advisor?
  • I am a licensed health insurance agent in Baker County, Florida, and I serve your Florida County. I live in Florida and consider all Floridians as my neighbors, and I will treat you as my neighbor and friend. Also, I will only handle a limited number of clients so as to give you my best possible service.
  • I adhere to the rules of the National Association of Insurance Commissioners and, for over fourteen years, have been annually tested and certified by the AHIP, the industry-recognized certification to sell Medicare Advantage plans.
  • I have over a decade of health insurance experience and have limited my profession to serving only Medicare clients.

As a Medicare insurance agent and broker, I represent major Medicare insurance providers, and I will work as your personal consultant. Together, we will accomplish the following four basic steps:

  1. Together, I will conduct a personal, one-on-one, in-depth presentation of Medicare and the five Medicare options so you can make an informed decision about Medicare.
  2. I will collect specific information from you, such as your list of prescriptions, names of current doctors or doctors you prefer, and other data necessary to analyze and complete for Baker County, Florida, a formal Medicare presentation specific for you.
  3. Together, we will review the recommendations to narrow the plan or plans that best fit your needs and budget, and
  4. Together, we will then enroll you in the plan that you choose.

Additional Services: As your Medicare Agent-Broker-Advisor, I am available all year and am as close to you as your telephone.  And when you enroll through me, I will be your Agent of Record. This means I am able to work on your behalf with your insurance provider.

In summary:

  1. Get free professional consultation and help on
    1. On answering your Medicare questions.
    2. Understanding all your Medicare Options and Benefits.
    3. Choosing the right Medicare Plan in a Baker County.
  2. Receiving competitive Medicare pricing analysis.
  3. Using all my free Medicare Broker-Advisor services.
  4. As your Agent of Record – acting as your representative with your Medicare insurance company.
  5. Always being available to prepare analyses and comparisons of Medicare Plans, especially during the Annual Enrollment Period of October 15th through December 7th each year.

Medicare Plans & Premiums change every year, and it’s important to search for Medicare plans each year with My Medicare Search.  If you are new to Medicare in Baker County or just have questions about your current plan, continue reading or Call me now. 

You’ll learn about Medicare and how to search for Medicare options from a licensed insurance agent plus get competitive prices from various insurance companies to meet your needs and budget.

Senior Couple Making Medicare Easy by Using Laptop with My Medicare Search

My Medicare Search is just the place for you to Find the Right Medicare  Answers.  As a Licensed Insurance Agent and Medicare Broker-Advisor for Baker County Florida, I am able to guide you through the Medicare maze. There are No Charges for my professional services. I will Review many insurance companies in and compare premiums. Search, Review & Apply in One Place.

My Medicare Search for Baker residents has a mission to be the most trusted Medicare resource by providing unbiased comparisons of the many health insurance options available while helping Medicare recipients and their families make educated healthcare decisions.

 Want’s available to you?

My Medicare Search is just the place for you to find all the answers to your Medicare and insurance questions.

My Medicare Search offers:

  • no fees for consolation services
  • convenient online personal Medicare insurance advisor
  • telephone consultations
  • free plan comparisons
  • prescription drug plan analysis

My Medicare Search Insurance Plans:

  • Medicare Advantage Part C plans
  • Medicare Supplement (Medigap) plans
  • Medicare stand-alone prescription drug  Part D plans
  • also availableother health insurance protections

Do you need Medicare insurance in Northeast Region Florida?

If you believe you do not need my services, you can do the search yourself by going online or by calling insurance companies and sorting out all the differences to try and determine what is best for you. If this is you, you do not have to do all the Internet work yourself. Remember you can go to this free do-it-yourself online search and enrollment website below:

(While using the do-it-yourself online search and enrollment, you can always telephone if you have questions with the telephone number in the program)

Or, after trying the do-it-yourself search and enrollment, you can change your mind and call me or fill out the START HERE form can get free help by using my services as your personal Medicare Broker-Advisor and consultant.

My Medicare Search uses the latest technology to make servicing clients even easier than in the past. No visits are required either for the agent to go to the client’s home or requiring the client to come to the agent’s office. For each of my clients I use a virtual visit with the client using their computer or tablet along with their telephone.

Communication by computer and telephone are two separate connections used for added security. First, a telephone connection is established between the client and agent. Second, the client’s computer, laptop or tablet is connected to the agent’s computer screen through the Internet. By using separate systems, telephone for sound and computer (Internet) for visual, two levels of security are provided with video and audio separate connections. This makes it double easy. You don’t have to straighten up your house; I won’t be there. You don’t have to dress up. I won’t see you. It’s just easier and efficient all around.

This convenient way of serving you is what my clients really appreciate the efficiency of using telephone and online services. 

My goal is to serve you by offering the best service and educating about your Medicare options in reaching a right decision that fits your needs and budget.

Get Started Now…..Send me your Contact Info so we can make Medicare EASY!

There’s no obligation and no charge for my free services.

Why Should I Use a Medicare Advisor

More about me and my services:

MyMedicareSearch.com represents independent agents who are brokers and are not bound by only one insurance provider. Captive agents can only sell from one insurance provider. Independent brokers can sell through a variety of insurance providers to offer competitive services to their clients. The benefit to the customer is obvious. Quotes from different insurance providers, more different plan choices, and greater financial and health benefits for the client.

How do we get paid?

MyMedicareSearch.com does not charge fees for consultations or advice. We are not associated with the government and do not rely on government grants for funding. As agents we do not have to make a living by charging our clients. We are contracted with many insurance carriers who pay us directly if we help you enroll in an insurance plan.

Also, since the government controls Medicare commissions to insurance agents, there is no incentive to suggest one plan over another.  The customer does not pay any more or less in premiums or costs by using an agent or going directly to the insurance provider. Agents are compensated totally by the insurance carriers. We are independent advisors and consultants and do not work for an insurance provider but are contracted with insurance providers. We are able to provide you with the best independent advice, and our recommendations are made in your best interest. Many times, people call us for advice, and we recommend that the current plan is still the best option.

More personal information about me.

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Don Rousseau

Hi, I’m Don Rousseau, and I have been a licensed health insurance agent for almost a decade.  I come from a diverse business background. I started out as a teenager working in my father’s service station business and learned how to serve others by pumping gasoline and washing car windows.  I quickly learned the challenges of owning a family business.  After college, I joined a large corporation as an accountant and business analyst.  Following my corporate experience, I started several small businesses in various industries.

As an owner of a small business, I gained an appreciation of what it means to serve the customer. During this period, I also went back to school and became a commissioned minister.  I still serve in that capacity as a semi-retired lay minister for the Lutheran Church. Since I do not receive any remuneration as a Lutheran Church Lay minister volunteer, and I no longer had other business interests, I began looking for another occupation to support my family.

When my son-in-law, who owns an insurance agency here in Florida, asked me if I wanted to sell insurance, I quickly said I didn’t want to sell anything. He quickly responded by saying, “good, I’m not looking for a salesman; I’m looking for someone who wants to help others.” That’s me. In everything that I do, I pride myself as helping others.

So, in 2012, I became a licensed insurance agent. I started out as an independent agent, but when the Affordable Care Act was passed, beginning in 2014, this changed the dynamics of individual health insurance. At that time, I was appointed by a large health insurance provider as a captive agent.

Although I sold Medicare insurance policies through this one provider as a captive agent, I was limited to only a few choices for my customers. So, in 2019 I decided to go independent and become a broker. It was a great decision. Now, I am able to offer competitive proposals and once again help others reach decisions that best fit their needs and budget.

I look forward to personally assisting you as you make your Medicare decisions. If you will soon be turn 65 or considering a change during the Annual Enrollment Period, I want to help you in your Medicare search. Trying to decide which Medicare plan is right for you is an extremely important decision, and I want to help you.

If you allow me to serve you, I promise you the best support and honest effort to put you first in any recommendations that I make. I look forward to being your personal health insurance broker, advisor, counselor, and agent.

I am committed to providing the best and most honest service to my clients.  I put you first.

My goal is to serve you and provide additional value to you wherever possible.

Sincerely,

Don

My Pledge to You as your Medicare Agent

  1. I will provide you with the best service that I possibly can.
  2. I will be totally honest with you and put you first in any recommendation that I make.
  3. I will endeavor to ensure that you totally understand any decisions you are about to make.
  4. I will not try to “sell you” but will offer my personal opinions and recommendations that’s best for you to allow you to make your best decisions.
  5. I will be totally honest in everything I say or do.
  6. I will protect your identity and personal information.
  7. In conclusion, my goal is to be the best Medicare agent and broker in Baker County, Florida.

Love to hear from you.    Give me a call (561) 559-7153.   Or just fill out the fast response form below:

What Do You Have To Lose? Get Started Now…

START HERE: Get free Help now from Don

Free no obligation assistance & quotes
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The following statement is now required by the Government: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”   (Although I do not offer all plans in your county, I am able to include many of these other plans for your review)