Should You Use a Medicare Broker?
| Why Should You use a Medicare Broker? Hi, my name is Don Rousseau, and I am a Medicare Insurance Broker. New to Medicare? If you’re new to Medicare, like soon turning 65, or leaving your company plan to go to Medicare, you have decisions to make. Decisions, such as how do I apply for a Medicare card or if I only have Part A how do I get Part B. How do I find a plan; which Insurance company to use; what are my options and benefits. Are my doctors in the plan, and are my prescriptions covered? And finally, what is the best plan with which Insurance company that will best fit my needs and budget? Medicare Supplement Plans – Advantage Plans – Prescription Drug Plans – Options – Benefits It is very important to understand Medicare and its options. For example. Do I apply for a Medicare Supplement Plan, or is a Medicare Advantage Plan better for me? How does a prescription drug plan fit in. Should I use a PPO or HMO; what are the differences? Are all the benefits I want available in every plan? What benefits do I really need? How do I find all the Medicare answers? How do I find all the answers to understand these Medicare challenges? Should I do it myself? How about a local agent to help me? Or would I be better off using a Medicare Broker? What’s the difference between an agent and Broker? I’m glad you asked. A Captive Medicare Agent – One Insurance Company A captive Medicare agent is an agent that only represents one Insurance company. Being captive with one Insurance company means he or she will provide you information from that one company only. A Medicare Broker – Many Insurance Companies A Medicare Insurance Broker is also an insurance agent but represents a number of different Insurance companies. Therefore, a Medicare Insurance Broker will be able to research a number of different companies to provide you with comparisons of various company plans to help you decide which company and plan is best for you. A Medicare Broker can also be a Medicare Advisor? Also, a Medicare Broker can also be a Medicare Advisor. He or she can provide free and reliable Medicare advice while assisting you in navigating the confusing world of Medicare. A Medicare Advisor will provide his or her clients with a more thorough review of Medicare to better understand Medicare options and benefits and will continue to serve you in the future after your enrollment in a plan. Many Medicare Advisors provide annual follow-up to their clients to assist in answering Medicare questions and help with reviewing any future Medicare plan changes. So, should you use a Medicare Broker? I strongly recommend using a Medicare Broker who is also a Medicare Advisor. I especially encourage using a Medicare Broker and Advisor if you are new to Medicare or feel you do not have an adequate knowledge of Medicare to make the best decisions for yourself. Go to MyMedicareSearch.com for help As a Medicare Broker-Advisor I suggest you go to my website, MyMedicareSearch.com. Here I share with you who I am and what I can do to help you understand Medicare and your Medicare options. On my website you can learn how to apply for Medicare card. Also, I go into detail to help you better understand overall Medicare. Do-It-Yourself Search and Enrollment In addition to providing you with the opportunity to contact me to be your Medicare Broker and Advisor, I also have in my website a separate site where you can completely do-it-yourself. By connecting to another free website, you will, on your own, have available to review Medicare Advantage Plans from different Insurance providers in your ZIP Code and County. You can compare on your own computer or tablet, Medicare plans side-by-side from different Insurance companies and choose a plan that best fits your needs and budget. Enroll Directly with Insurance Company After finding a plan that best fits your needs and budget, you can use your computer to enroll directly with the Insurance company the plan you chose. If you need help when searching or choosing a plan, or even with your plan enrollment, you can call for help with the listed telephone number for assistance. See my business card Here is a copy of my business card. Please save my information and contact me anytime. Or go to my website now to request my Medicare help or do-it-yourself to search and enroll in a Medicare Advantage plan. Best Regards, Don Rousseau Together, Let’s Make It Easy! |